Gary Apfel

Gary Apfel

Special Counsel

Los Angeles, CA
Phone: 213.928.9860    Fax: 213.928.9850

Gary Apfel is special counsel at Pepper Hamilton LLP. Since the mid-1970s, Mr. Apfel has advised numerous clients in the United States and internationally on the full range of opportunities and challenges that a company faces. Mr. Apfel’s experience includes advising on compliance matters, corporate governance issues, reorganizations and restructurings, mergers and acquisitions, public and private securities offerings and commercial transactions. He also advises boards of directors regarding their fiduciary duties and other responsibilities.

Before joining Pepper, Mr. Apfel was co-chair of the Consumer Financial Services Group at Dewey & LeBoeuf. Before that, he served for two years on the Vorstand (management board) of ELSA AG, a German high tech company, and as chairman of its U.S. subsidiary, ELSA, Inc.

Mr. Apfel has written and lectured extensively on compliance. He is the co-author of “The Consumer Financial Protection Bureau Reporter,” a four volume treatise published by CCH/Wolters Kluwer on Titles X and XIV of the Dodd-Frank Act and the regulatory framework they establish. Mr. Apfel has spoken at programs presented by the Society of Corporate Compliance and Ethics, the Institute for Corporate Counsel, the Practicing Law Institute, the U.S. Federal Trade Commission, and the Securities and Exchange Commission.

Mr. Apfel is a member of the American Bar Association and its Consumer Financial Services Committee and Special Task Force on Public Company Acquisitions.


  • J.D., Columbia Law School, 1976, James Cook Kent Scholar; Harlan Fiske Stone Scholar
  • B.A., magna cum laude, New York University, 1973, Member of Phi Beta Kappa

Bar Admissions

  • California
  • New York

Practice Areas

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