Mr. Dabertin began his career in financial services as a Senior Attorney with the U.S. Office of the Comptroller of the Currency (OCC), where he spent five years supporting bank examinations and handling a wide array of corporate and enforcement matters.
After leaving the OCC for law firm practice, Mr. Dabertin helped represent a nationwide credit card bank in an FTC investigation of alleged unfair practices. He then became an in-house counsel at Morgan Stanley Discover, where he served as the lead attorney for the creation of a Utah-based industrial loan corporation (ILC) dedicated to commercial lending; handled numerous outsourcing agreements involving loan servicing and other key banking functions; and authored public comment letters on regulatory proposals with strategic importance to the firm, including proposals regarding affiliate transactions, anti-money laundering, and loss forbearance practices.
After leaving Morgan Stanley Discover, Mr. Dabertin was the Legal Officer and Head of Compliance for the nationwide private label and co-brand credit card programs of Charming Shoppes, Inc. (Lane Bryant, Catherines, and Fashion Bug).
More recently, Mr. Dabertin was employed with Citibank as the Head of Citibank Branded Cards Compliance. In that role Mr. Dabertin successfully restructured the front-office compliance function to improve the proactive identification of regulatory risks and instituted numerous enhancements to existing processes.
Prior to Citibank, while at JPMorgan Chase Card Services, Mr. Dabertin was the lead Compliance Officer for the global payment services of Chase Paymentech (U.S., Canada, and Europe) and supported multiple card and non-card based consumer lending products and services.
Mr. Dabertin possesses deep experience in payment services. He was instrumental in establishing Chase Payment Services Europe, Ltd. as a licensed payment institution under the EU Payment Services Directive and Irish law. In addition, while at Citibank Card Services, he headed the compliance group that supported Citibank Global Payments and all mobile and online-based payments products and services.
Immediately prior to joining Pepper Hamilton, Mr. Dabertin was employed as Chair of the Regulatory and Compliance Practice Group at Bridgeforce Law, P.C., a boutique firm focused on financial services.
Mr. Dabertin frequently writes and speaks on topics related to financial services law and consumer and regulatory compliance.