EFFECTIVE RESULTS

Marketplace Lending

Below are recent examples of engagements handled by Pepper's Marketplace Lending Practice Group.

  • represented a marketplace lender who is a subsidiary of a private real estate organization that aims to connect institutional investors with opportunities in gateway markets
  • represented a marketplace lender who provides financing for real estate investors by specializing in renovation and construction lending
  • represented a marketplace lender who is an asset management firm, providing research-based portfolio management. Manages a direct lending investment fund and CIT.
  • represented a marketplace lender who provides financing to small and medium-sized businesses in the United States, Europe and Africa
  • represented a marketplace lender who is one of China’s overseas investment platforms, offering a comprehensive portfolio of financial products and services, from checking accounts and mortgages to index funds and marketplace lending
  • represented a marketplace lender who has pioneered an automated online financing platform that has been specifically created for merchants
  • represented a marketplace lender who is a real estate lending marketplace that connects investors to buyers through trained real estate portfolio managers
  • represented a marketplace lender who is a consumer marketing and finance company that creates value for some of the largest lenders and servicers in the mortgage industry
  • represented a marketplace lender who is a global, multi-strategy private investment firm with offices in Chicago and Dublin
  • represented a marketplace lender who is a company that was formed specifically to answer the unique challenges that small businesses face in obtaining access to capital
  • represented a marketplace lender who is one of Europe’s foremost alternative asset managers, with offices in London, New York and Hong Kong
  • represented a marketplace lender who is the U.S. arm of a leading online lending platform in China for Chinese consumer borrowers
  • represented a marketplace lender who is an investment fund focusing on consumer loans
  • represented a marketplace lender who focuses on building the systems and infrastructure that will allow marketplace lending to grow into a major financial market at a global level
  • represented a marketplace lender who is an investment firm with a fund focused on investing in marketplace loans
  • represented a marketplace lender who crowdfunds real estate through its online marketplace, which offers various typologies of secured real estate debt on assets backed by first position liens and personal guarantees
  • represented a marketplace lender who provides access to affordable loans for young people by using technology to look beyond an individual’s credit score
  • represented a marketplace lender who is a leading provider of credit ratings on small businesses, offering one of the largest databases of small business loans, leases and lines of credit, providing subscribing lenders the opportunity to make informed decisions
  • represented a marketplace lender who simplifies small business lending using technology to underwrite, approve and fund loans faster than a bank
  • represented a marketplace lender who is one of the first crowdfunding platforms that allows an individual to earn monthly interest income by purchasing a percentage of a performing, or re-performing, residential mortgage loans
  • represented a marketplace lender who provides a lending platform that offers registered securities to investors in competition with market leaders Lending Club and Prosper
  • represented a marketplace lender who provides B2P equipment leasing loans for commercial enterprises
  • represented a marketplace lender who connects individual investors with solar projects
  • represented a marketplace lender who was created to support African economies by improving access to credit for the small and medium enterprise market.

We have also represented many banks that have entered into marketing and purchase and sale transactions with marketplace participants including:

  • multiple transactions with a Delaware state charted bank that developed relationships with marketers to offer credit cards, installment loans, insurance policy loans, and other types of lending products on a nationwide basis
  • multiple transactions with a leading bank that offers cobranded credit cards to leading retailers on a nationwide basis from its Delaware state chartered bank
  • a 50 state survey of state banking laws that could impact the interstate lending activities of a state chartered bank partnering with a leading financial services company
  • multiple transactions with tribally sponsored lenders that enter into relationships with marketers and service providers to make loans on a 50 state basis.

We also have negotiated on behalf of our marketplace platforms many purchase and sale agreements and marketing agreement with banks that collaborate with these platforms to offer loans on a 50 state basis.