Daniel G. Murray is a partner in the Princeton office of Pepper Hamilton LLP.
Mr. Murray concentrates his practice on mortgage banking, consumer finance and banking law, with an emphasis on:
- all aspects of representation of community banks
- financial institution regulatory, compliance and licensing issues, including “lookback” reviews
- warehouse lending and mortgage finance
- secondary mortgage market transactions, including the sale and purchase of mortgage loan portfolios and servicing rights
- loan documentation, including state and federal disclosures
- outsourcing agreements
- various aspects of securitization of mortgage loans
- commercial paper programs.
- represented buyers (lenders) in repurchase agreements for approximately $2 billion in residential and multifamily loan warehouse financing
- represented sellers (borrowers) in repurchase agreements for approximately $2 billion in residential mortgage loan warehouse financing
- represented the issuer in a $10 billion commercial paper facility secured by mortgage-backed securities
- represented the issuer in a $3.5 billion commercial paper facility secured by whole mortgage loans
- represented numerous community banks in their charter applications and hearings, and initial public offerings of securities and secondary offerings of securities
- represented buyers and sellers in the purchase in the secondary mortgage market of tens of billions of dollars of residential mortgage loan pools
- represented mortgage loan originators and servicers on a loan “lookback” reviews for regulatory compliance
- represented private equity firm on change in control approvals related to acquisition of financial services companies
- represented a bankruptcy estate in the sale of the servicing rights to residential mortgage loans with an approximate outstanding principal balance of $11 billion.
Mr. Murray frequently speaks and writes articles on banking and mortgage banking issues.
Mr. Murray is the co-author of “Non-Traditional Mortgage Products: Does Your Financial Institution’s Policy Pass Muster?,” a chapter in Mortgage Developments 2007: Answers to Your Top Questions, published by Sheshunoff Information Services.
Mr. Murray is admitted to practice in New Jersey and Pennsylvania and is a member of the Mercer County, New Jersey, Pennsylvania and American Bar Associations. He is a member of the Mortgage Bankers Association, Banking Section, The Mortgage Bankers Association of New Jersey and New Jersey Bar Association.