Daniel G. Murray is a partner in the Princeton office of Pepper Hamilton LLP.
Mr. Murray concentrates his practice on mortgage banking, consumer finance and banking law, with an emphasis on:
- all aspects of representation of community banks
- financial institution regulatory, compliance and licensing issues
- secondary mortgage market transactions, including the sale and purchase of mortgage loan portfolios and servicing agreements
- loan documentation, including state and federal disclosures
- outsourcing agreements
- various aspects of securitization of mortgage loans
- warehouse lending agreements
- commercial paper programs.
Representative Transactions:
- represented a community bank in the issuance of preferred stock to the US Treasury under the TARP Capital Purchase Program
- represented numerous community banks in their charter applications and hearings, and initial public offerings of securities and secondary offerings of securities
- represented buyers and sellers in the purchase in the secondary mortgage market of tens of billions of dollars of residential mortgage loan pools
- represented a seller in repurchase agreements for approximately $2 billion in mortgage loan warehouse financing
- represented the issuer in a $10 billion commercial paper facility secured by mortgage-backed securities
- represented the issuer in a $3.5 billion commercial paper facility secured by whole mortgage loans.
Mr. Murray frequently speaks and writes articles on banking and mortgage banking issues.
Mr. Murray is the co-author of “Non-Traditional Mortgage Products: Does Your Financial Institution’s Policy Pass Muster?,” a chapter in Mortgage Developments 2007: Answers to Your Top Questions, published by Sheshunoff Information Services.
Mr. Murray is admitted to practice in New Jersey and Pennsylvania and is a member of the Mercer County, New Jersey, Pennsylvania and American Bar Associations. He is a member of the Mortgage Bankers Association, Banking Section, The Mortgage Bankers Association of New Jersey and New Jersey Bar Association.
